Ing Microsoft Money

2021年11月27日
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More than a decade ago, we learned Microsoft Money was being canceled. At the time, I worked in banking and many of my clients were upset about it. Believe it or not, many people really depended on Microsoft’s financial organization software. It was truly beloved. Why the company canceled it I don’t know for sure, but I’d guess the Windows-maker saw the writing on the wall -- the future of money management was mobile apps and web-based account aggregation services, such as Mint.com. Financial software that you install to a PC’s storage disk, such as Microsoft Money, was on borrowed time.
ING has since improved its procedures for admitting and vetting clients, Hamers said, while the executive board has agreed to forgo a bonus for 2018. Of the settlement, 675 million euros was as a.
Microsoft is launching a new Money in Excel template feature that is designed to manage personal finances. Microsoft says millions of people use Excel to track their budget and spending, and Money. Microsoft is attempting to make managing personal finance easier for Excel users by launching a dynamic, smart template and add-in called Money in Excel. The idea behind Money in Excel, as. Get MUTUAL:INI240 mutual fund information for ING-Direct, including a fund overview, Morningstar summary, tax analysis. Microsoft Money 2008 and 2009 (for. Grow your wealth. It can get complicated, Tax Guy says. Get your full financial picture and prepare for retirement by learning your net worth. Photos Many struggling Americans are.
Fast forward to 2020, and today, Microsoft announces a new way to manage your money using a PC -- Money in Excel. Sadly, this is not the rebirth of Microsoft Money, but instead, a plugin/template for Excel that allows you to easily import your financial information. This is not really a Microsoft service, either. The Windows-maker has tapped Plaid.com to perform the actual aggregation. Once imported, you can then track your spending, including viewing graphical charts to better understand both where your money is and where it is going.
’Once your financial accounts are connected, Money in Excel will automatically import your transaction information from all your accounts into one workbook. You no longer need to spend hours manually setting up a personal finance spreadsheet from scratch; Money in Excel does it for you in just a few seconds. And every time you want to update the workbook with the latest transactions, just click the Update button and get the latest snapshot of your transactions and accounts without ever leaving Excel,’ says Arjun Tomar, Product Marketing Manager, Microsoft 365.
Tomar further says, ’We know people often choose Excel to manage their finances because it allows them to take a more personalized approach. With this in mind, we designed Money in Excel to be easily customizable to suit your needs and goals. For example, if a certain transaction does not fall within an existing spending category, you can simply add your own. If you want to perform a quick custom analysis, you can copy the relevant transactions into a new Excel sheet and use any of your favorite Excel features to do quick calculations. And while Money in Excel already comes with charts that have been created based on your transaction information -- such as one for your recurring expenses -- you can always create your own charts and tables and add them to the workbook.’
While this is certainly cool and worth a look, it absolutely isn’t magic. These financial aggregator services have a tendency to break regularly, as banks are constantly making front end changes. It isn’t uncommon to find out an account has simply stopped updating without warning. You are then at the mercy of Microsoft (Plaid, really) to fix the connection. The more accounts you have, the more likely you are to experience issues too. This is particularly true if you deal with many small local banks or credit unions. When it works it is magical, but when connections break it can be maddening.
If you want to try Money in Excel, you can grab the template here. There is one big caveat, though -- you must be a Microsoft 365 Family or Personal subscriber to take advantage. Are you the type of person that buys Office once (ie. Office 2019) rather than go the subscription route? Sorry, you are apparently out of luck. Also, as of now, it is only available to folks in the USA.
Image Credit: Roman Samborskyi / Shutterstock
(Bloomberg) -- As Ralph Hamers starts to make his mark as UBS Group AG’s new chief executive officer, his past at the helm of Dutch bank ING Groep NV keeps coming back to haunt him.
A Dutch court ordered the public prosecutor to open a probe into Hamers’s role in ING’s past failures to comply with anti-money laundering rules, according to statements from the two banks on Wednesday. UBS said it has full confidence in the executive’s ability to lead the company.© Bloomberg ING Groep NV Chief Executive Officer Ralph Hamers At Markets For Europe ConferenceIng Microsoft Money Account
Ralph Hamers
Photographer: Krisztian Bocsi/Bloomberg
The ruling means that even as Hamers starts effecting change at Switzerland’s biggest bank, he faces at best a distraction and at worst a damaging legal battle. The executive, who took over from Sergio Ermotti last month, made his first top management change last week, giving Sabine Keller-Busse a new role and extending wealth management co-chief Iqbal Khan’s responsibilities.
ING avoided prosecution in 2018 by agreeing to a 775 million-euro ($940 million) settlement and admitting it had failed to comply with anti money-laundering rules. However, Dutch financial activist Pieter Lakeman appealed the decision and sought charges against Hamers personally, leading the judges to order the probe.
The Court of Appeal, based in The Hague, rejected a separate attempt to prosecute ING as a company over the compliance issues.
Hamers was responsible for a massive increase in clients at ING, many through digital services such as the popular ING Direct accounts. However, his legacy was tainted by practices that led to the settlement and the resulting increases in compliance costs, and he faced criticism from politicians over the bank’s efforts to increase his compensation.
Swiss regulator Finma said on Wednesday that it had investigated the case “in the course of the nomination procedure” for Hamers. “Based on the information available and the assessment of other relevant supervisory authorities, Finma confirmed the ‘fit and proper’ status of the proposed CEO,” it said.
Current ING CEO Steven van Rijswijk addressed the Dutch parliament over the compliance issues in 2018 when he was chief risk officer, telling lawmakers he “felt terrible” about what happened. Hamers also appeared later that year as part of a wider hearing about the status of the financial sector 10 years after the global financial crisis.Personal Finance Software

Gallery: 2020’s Biggest Bank Scandals (GOBankingRates)
In addition to the Dutch compliance case, the Italian regulator in 2019, banned ING from accepting new clients in the country over financial crime concerns. The restriction was lifted in September.Chairman’s Backing
The issues at ING raised questions when Hamers was named as Ermotti’s successor in February. At the time, Weber expressed confidence in the executive and how he was vetted by both the bank and the regulator.Ing Nl Money Microsoft
“UBS conducted an extensive review of Ralph’s background as part of its evaluation of CEO candidates, including an evaluation of this matter by independent third parties,” Chairman Axel Weber said Wednesday in a memo to employees seen by Bloomberg and confirmed by the bank. “We were fully satisfied with the results of these independent evaluations and the assessment of the Dutch prosecutor at the time.”
While ING took responsibility for its shortcomings and improved its compliance efforts, “no settlement has been reached with the executive himself, nor has he taken public responsibility for his actions,” the court said, explaining its decision to order the investigation into Hamers. “Citizens must be able to see that such actions are not accepted by the government,” it said.Political Backlash
Political pressure led to the resignation of ING Chief Financial Officer Koos Timmermans shortly after the settlement with prosecutors, but Hamers kept his role until he decided to move to UBS.
“We welcome the ruling regarding ING, but regret the decision to order the prosecution of our former CEO, which goes against the assessment of the public prosecutors that, based on the investigation, there are no grounds for a case against ING employees or former employees,” ING said.
The public prosecutor said in 2018 that it didn’t find enough evidence for criminal accusations against individuals at ING, including the top management.Ing Microsoft Money Login
The decision comes as UBS faces its own legal concerns. The bank is waiting for its appeal of a record 4.5 billion-euro penalty to be heard in France. The bank is accused of helping wealthy French clients stash undeclared funds in offshore accounts.
(Updates with Swiss regulator’s statement in seventh paragraphs)
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